Karnataka State Co-operative Apex Bank Ltd., with whom we hold the Bank's daily affairs and also we have procured the Sub Membership for Conducting Clearing related transactions. For the convenience of customers we have procured sub membership with AXIS Bank to transfer the funds through NEFT/RTGS. We are having association with Axis Bank/IDBI Bank for issuance of outstation Demand Drafts. Also pay-order issuance is offered at a lower commission charges compared to other banks.